Ruba
Ruba
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The payment gateway for freelancers and SaaS builders

Receive payments
without borders.

Ruba helps freelancers and SaaS builders sell globally without setting up foreign payment infrastructure. We handle checkout, subscriptions, invoices, tax collection, and delivery flows so you can focus on building.

Global checkoutSecure accessFlexible payouts

Built for software businesses in underserved markets

Merchant of Record

Ruba handles the transaction.

For approved digital products, Ruba manages the operational work between buyer payment and seller payout.

Without Ruba

01Incorporate a foreign entity
02Register for VAT in 27 EU states
03File sales tax in 40+ US states
04Open merchant accounts abroad
05Hire cross-border tax counsel
06Reconcile FX and repatriation
07Handle refunds, disputes, and audits

The platform

Sell. Bill. Get paid.

One integration covers the whole revenue layer, from the first checkout to the money in your bank.

Order summary
Pro · Monthly$29.00
Trial14 days free
Tax (est.)$3.92
Total$32.92
FilesLicense keyGitHub access
Apple PayGoogle Pay
4242
Pay $32.92

Secure·3-D Secure·PCI-DSS

Engineering

Engineered like infrastructure.

A typed REST API from a single OpenAPI schema. You write one call, Ruba emits everything downstream.

checkout.ts
// Create a checkout in one call
const ruba = new Ruba("sk_live_…");
 
const session = await ruba.checkout.sessions.create({
  product: "pro_monthly",
  customer_email: user.email,
  success_url: "https://app.com/success",
});
 
window.location.assign(session.url);
200 OK · idempotent142ms
  • Webhooks emittedsigned
  • order.createdfulfillment queued
  • payment.succeededcaptured · 3DS passed
  • tax.calculatedVAT DE · €4.38 remitted
  • invoice.issuedINV-2041 · stored for audit
  • payout.scheduledPKR · arrives Thursday
Typed SDKsPython & JS from one OpenAPI schema
Scoped authOAuth2, personal & org tokens
Signed webhooksRetries and replay built in
Idempotent writesSafe retries, no double charges

Pricing

5% + $0.50

One published platform rate. Merchant of Record tax operations included. Subscription transactions add 0.5%. Pass-through costs shown separately.

MoR includedNo monthly feePass-through at cost
View pricing details

Sell globally.
Receive locally.

Create a product, share a checkout, and let Ruba handle the payment and distribution layer.